We're a private lender for real estate investors — fix & flips, rentals, bridge deals, new builds, and small multifamily — and a funding source for the businesses behind them. You bring the deal. If it fits our box, we fund it. If it doesn't, we'll find the lender that will. Either way, you get a straight answer.
Private lending for investment real estate · Business-purpose only · Available in most states
If you know your deal and you're ready to move, apply with us directly. Full application, real terms, straight into underwriting.
Apply for a loanNot sure which loan fits, or got a deal with a wrinkle? Send it through our deal form and we'll tell you straight what's possible — most of it we fund ourselves.
Submit your dealWhat we fund
Everything we fund or arrange is business-purpose and non-owner-occupied. No primary residences — just investment real estate.
Purchase and rehab financing for value-add projects, from cosmetic updates to full guts.
Long-term rental loans qualified on the property's cash flow — purchases, rate-and-term, and cash-out refis.
Short-term capital to close fast, pull equity, or carry a property between strategies.
Financing built around the buy-rehab-rent-refinance playbook, from acquisition through the refi out.
Ground-up funding for builders and investors with a solid plan and a real budget.
Financing for small multifamily investment properties, structured around the deal and the numbers.
Beyond real estate
Running a business that needs capital — not just a property deal? We've got that covered as well. Working capital, equipment, a line of credit to smooth out cash flow — funding can move in as little as 24 hours, and less-than-perfect credit isn't a dealbreaker.
Straight talk
We'd rather tell you the truth in five minutes than waste two weeks of your time. Here's what we look for, and what you can expect from us.
Lending standards
These are our program standards. Points and fees vary by deal, but the leverage, loan sizes, and structure below don't.
Business-purpose, non-owner-occupied only; entity borrowers (LLC or corporation) required; full recourse. Rates shown are the lowest offered and depend on borrower FICO, experience, and the deal. Points and fees vary. *Stabilized Bridge offers a no-DSCR option for properties listed for sale and a 1.10x exit-DSCR option for rent-ready properties. Not available in every state. Nothing here is a commitment to lend or an offer of specific terms; all loans subject to underwriting and approval.
How it works
Apply through our lending portal, or fill out our deal submission form — either takes about five minutes. The more detail you give us, the faster we can move.
If it fits our lending box, we move straight toward terms. If it doesn't, we package it and put it in front of the network lenders best suited for it.
We bring you actual terms — rate, leverage, points, timeline — and walk you through them so you can decide with clear eyes.
About us
Moose's Money exists because too many investors were getting bounced between lenders who ghosted them, quoted terms that changed at the closing table, or strung them along on deals that were never going to fund.
We fund deals that fit our box, and for everything else we've built a network of private lenders we trust. We invest in real estate ourselves, so we know exactly what it feels like to be on your side of the table waiting for an answer.
If your deal works, we'll get it funded — by us or by the right lender for it. If it doesn't, we'll tell you that too, and tell you what it would take to make it work. Either way, you'll get the truth.
— Moose's MoneyPrivate lending for real estate investors
Questions
The stuff investors ask us most.
For lenders
We fund most of what comes across our desk ourselves. But we don't lend on everything — and when a solid deal falls outside our box, we'd rather place it than pass on it. That's where you come in. What you get: packaged, pre-screened deals — first lien position, real borrower equity, cash reserves verified — matched to the asset types, markets, and loan sizes you actually want. No spray-and-pray submissions.
Tell us your lending box and we'll bring you deals that fit it.
Join our lender networkFill out the Moose's Money Deal Submission Form below and we'll take a look. You'll hear back from a real person — not an auto-responder — with a straight answer.
Form not loading? Open it in a new tab · Prefer email? Reach us at mark@moosesmoney.com