Running a business that needs capital — not just a property deal? We've got that covered as well. Working capital, equipment, a line of credit to smooth out cash flow — funding can move in as little as 24 hours, and less-than-perfect credit isn't a dealbreaker.
The three requirements
Business funding comes down to three numbers. If you meet all three, apply:
- At least 1 year in business.
- At least $35,000 in monthly revenue.
- A 500 minimum FICO.
What you can fund
- Working capital
- Business term loans
- Lines of credit
- Equipment financing
- Revenue-based funding
- Invoice factoring
- Debt consolidation
Working capital and term loans
Cash to cover payroll through a slow season, buy inventory ahead of a busy one, or take on a bigger job than your bank balance would otherwise allow. Term loans give you a lump sum with a set repayment schedule.
Lines of credit
Draw what you need, when you need it, and pay interest on what you use. A line of credit is built for uneven cash flow — the contractor waiting on a progress payment, the shop whose customers pay in 60 days.
Equipment financing
Trucks, machines, tools, and technology, financed against the equipment itself so you don't drain working capital to buy it.
Revenue-based funding and invoice factoring
Funding tied to your sales or your outstanding invoices instead of your credit score alone. Useful when the business is healthy but cash is tied up in receivables.
Debt consolidation
Roll several expensive business debts into one payment you can actually plan around.
Who it's for
Business owners — including the contractors, property managers, and service companies that real estate investors rely on — who need capital for the business itself, not for an investment property. If your need is a property deal, start with our real estate loan programs instead.
How it works
Business funding applications go through our business funding partner's secure application. It takes a few minutes, and you'll see your options in writing before you commit to anything. Questions first? Email mark@moosesmoney.com and you'll hear back from a real person.
Business funding is arranged through a third-party funding partner. Funding speed, amounts, and terms depend on the product and on the partner's review and approval. Nothing here is a commitment to lend.
Refer a business, get paid
Our referral partner program splits our share with you 50/50 whether you send us a property deal or a business that needs capital.