Referral partners

Send us a deal. Split our share 50/50.

We're a private lender for real estate investors and a funding source for the businesses behind them. Refer a borrower, and when the loan funds we split our share of the origination fee with you 50/50. No tiers, no certification webinars, no fine print you need a lawyer to read.

Become a partner See the terms

Paid at funding · Real estate and business funding · No cap on referrals

Here's what the split actually looks like. Say a deal you sent us closes — a $300,000 fix-and-flip with a 2.5-point origination fee. That's $7,500. Half goes to our capital partners. The other half is our share, and we split it with you:

$3,750

To our capital partners

$1,875

To you

$1,875

To Moose's Money

Our origination fee is typically 2.5–3 points, so your cut usually works out to about 0.625–0.75% of the loan amount. Every deal is different; your exact amount is based on the fee on that loan.

How it works

Three steps, and you never touch the loan file.

You make the introduction. We do the work. You get paid when it closes.

Sign up

Fill out the partner form below. You'll get a personal submission link that tags every deal you send back to you.

Submit the deal

Use your link to send the borrower's name, contact, property, and what they need. A full package helps, but a name and a number is enough to start.

Get paid at funding

We work the file, keep you posted at every stage, and send your half of our share by ACH once the loan closes.

The deal

The terms, in plain language.

Everything that matters, stated up front. If something here isn't clear, ask before you sign.

50% of our shareHalf of what Moose's Money keeps from the origination fee, after our capital partners' half, on every deal you bring us that funds.
Paid when the loan fundsACH to your account within a week of closing. No waiting for month-end.
Real estate and business fundingThe split is the same whether you send a property deal or a business that needs capital.

No capSend one deal a year or one a week. Same split every time.

Who this is for

Anyone who talks to investors and business owners before they need money. If deals cross your desk and you've got nowhere to send them, send them here.

Real estate agentsWholesalersProperty managersContractorsCPAs and bookkeepersTitle and escrowOther brokersInvestors with a network

What we fund

Send deals that fit the box and they close faster.

Not sure if it fits? Send it anyway and we'll tell you straight. Everything we fund is business-purpose and non-owner-occupied.

Fix & Flip

Purchase plus rehab on 1–4 unit investment properties. 12-month terms, up to 100% of rehab.

DSCR Rental

30-year rental loans qualified on the property's rent, not the borrower's tax returns.

Stabilized Bridge

Short-term money on rented or near-rented property while a long-term loan is arranged.

Ground-Up Construction

Land and vertical build for investors and builders with a track record.

Rental Portfolio

One loan across a portfolio of 1–4 unit rentals. One payment, one closing.

Business Funding

Term loans, lines of credit, equipment financing, and revenue-based advances. Funds in days, not weeks.

Questions

Questions partners ask

The stuff that comes up before anyone signs.

Do I need a license?

You're introducing a borrower, not brokering the loan. You don't negotiate terms, collect documents, or quote rates. In most states that doesn't require a license for business-purpose loans. You're responsible for knowing the rules where you operate, and the partner agreement asks you to confirm that.

Is the borrower charged more because I'm involved?

No. Your share comes out of our fee, not on top of it. The borrower pays the same whether they come through you or walk in the door.

How much will I actually earn on a deal?

Our origination fee is typically 2.5–3 points. Half goes to our capital partners, and you get half of what's left. On a $300,000 loan with a 2.5-point fee, that's $1,875 to you.

What if the deal doesn't close?

Nobody gets paid, including us. There's no fee for submitting and nothing owed either way.

How do I know where my deal stands?

You get an update at each stage: received, submitted to underwriting, approved, closing scheduled, funded. If a file stalls, we tell you why.

Can I refer myself?

If you're the borrower, apply directly and ask about our rates. The partner split is for deals you bring from other people.

Where do you lend?

Real estate loans in most states, with a few exceptions listed on our home page. Business funding is available nationwide.