Resources

Guides for Real Estate Investors

Straight answers to the questions investors actually ask about financing — written by a lender who invests too.

Bridge Loan vs. Hard Money Loan: Which One Fits Your Deal

Bridge loans and hard money loans overlap, but they solve different problems. How each works, when to use which, and how to pick the right one for your deal.

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BRRRR Financing: How to Fund Each Step

How to finance a BRRRR from purchase to refinance: the short-term loan going in, the DSCR refinance coming out, and how to size both before you buy.

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Ground-Up Construction Loans: What Lenders Need to See From a Builder

What a lender needs to see before funding a ground-up construction loan: track record, land, plans and permits, a real budget, a builder, reserves, and an exit.

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How to Get a Fix and Flip Loan With No Experience

Yes, you can get a fix and flip loan on your first deal. What lenders look at instead of a track record, how to size the deal, and how to package it.

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LTC vs. LTV vs. ARV: What Each Means for Your Loan Size

LTC, LTV, and ARV decide how much an investor can borrow. What each one measures, how lenders combine them, and worked examples for flips, rentals, and builds.

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What Is a DSCR Loan? (And How Lenders Calculate It)

A DSCR loan qualifies a rental on its cash flow, not your income. How lenders calculate DSCR, what counts as rent, the ratio you need, and fixing a short one.

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What Makes a Real Estate Deal Fundable

The four things private lenders need to see before funding an investment property deal: first lien, real equity, cash reserves, and a clear plan with an exit.

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Why Lenders Require an LLC for Investment Property Loans

Why private lenders require an LLC or corporation for investment property loans, what a personal guarantee means, and how to set up your entity first.

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Calculators

Prefer to run the numbers? Try the DSCR calculator, the fix and flip calculator, or the BRRRR calculator. All of them are in Tools.

Got a deal? Get a straight answer.

Apply through our lending portal if you're ready to move, or send us the deal first and we'll tell you what's possible.

Prefer email? Reach us at mark@moosesmoney.com